Each gross birdie earns a percentage of threshold that scales with your handicap — the higher your handicap, the more each birdie is worth, because birdies get rarer. A scratch player and a high-marker earn roughly the same birdie money per round despite very different birdie counts. Birdies in a row stack a matching bonus on each one beyond the first. This module counts EXACTLY one under par — a gross eagle is paid by the Eagles module, not here, so a single hole never collects two module payouts. Betting is the other way round: any bet that counts birds counts birdie or better, so an eagle still adds one to your tally there — see “What Counts” under Prop Bets.

A gross eagle earns a percentage of threshold set by your handicap tier. Eagles are far rarer at higher handicaps, so they pay much more. A hole-in-one counts as an eagle.

Any chip-in from off the green earns +15% of threshold. It's a LIVE side game — claim it during live hole-by-hole scoring, or in multi-player Quick Entry (the person entering everyone's scores is the witness). Solo Quick Entry — playing alone, entering scores after the round — can't claim chip-ins, because there's no way to verify the claim wasn't added with hindsight.

Scratch is 0. Better than scratch is a PLUS handicap — written +1, +2, +3, the way it reads on your card — and it works in reverse. Where a 14-marker RECEIVES a stroke on their 14 hardest holes, a plus marker GIVES strokes back, starting at the EASIEST hole and working up: +1 gives one back on SI 18, +2 on SI 17 and 18, +3 on SI 16, 17 and 18. On a give-back hole your net score is your gross PLUS one, so those holes play a stroke harder than everyone else’s. Everywhere else on the course a plus marker plays straight off the card. The one exception is the Challenge Hole, which sets the deduction aside — see below.

Auto-picked from your shots that day — the hole that ranks at your shot count on the stroke index (your easiest hole that you get a shot on). Score 3+ net stableford points there and earn +15% of threshold. Scratch and plus markers (HC ≤ 0) get the hardest hole (SI 18) and need a gross birdie to win it.

2+ consecutive rounds at the Solid tier minimum or better = hot streak (+25%). 2+ consecutive rounds below the Average tier minimum = cold streak (−25%). The thresholds shift by handicap to match the Stableford Tier brackets — so a 28-stableford round is "Average" for HC22 (no cold streak) but "Bad day" for a scratch player (cold streak fires). Hot fires at 36+ for HC ≤10, 34+ for HC 11–18, 33+ for HC 19+. Cold fires below 30 for HC ≤10, below 28 for HC 11–18, below 26 for HC 19+. Mulligan rounds don't count toward streak history — if it didn't count economically, it doesn't drag your next round into a streak. Streaks reset on threshold events (beat/trigger).

Steady Play rewards a bogey-free RUN, not a scattered tally of pars. You earn it for every run of 3+ holes in a row at net par or better (2+ stableford points) — a net birdie or eagle keeps the run alive, a net bogey or worse ends it. Each run pays 4% of threshold at 3 holes, plus an extra 1.5% of threshold for every hole beyond the third. Several runs in a round each pay. Same payout at any handicap, and it counts across the turn if you start on the back nine. (Separate from the Bogey-Free Run RAID, which fires at 9+ holes and takes money off the rest of the group — different mechanic, both can land on one run.)

Sister module to Birdies (Gross). Pays +3% of threshold per hole at 3+ stableford where the gross score ISN'T under par — the per-hole celebration of "I used my stroke to make a net birdie". Gross birdies are paid by Birdies (Gross) and gross eagles by the Eagles module; neither double-pays here. Birdies (Gross) pays scratch players who shoot under par; Birdies (Net) pays high cappers who turn a stroke into a 3-pointer (e.g. gross par on a stroke hole = net birdie = 3 stableford pts). Sits in the per-event ordering: Steady Play (2.5%) < Birdies (Net) (3%) ≤ scratch Birdies (Gross) (~4%) — a net birdie is by definition more achievement than a net par, so it pays more per event. No HC multiplier — frequency naturally favours higher cappers and the flat % does the equalising.

Each season, every player gets a pool of mulligans set by the admin (default 1, range 0–12). When you submit a Quick Entry round, you can tick "🎲 Use a mulligan" to zero out the round's economic effects — no triggers, no beats, no raids, no Victory Lap, no GC points — while keeping all the golf stats intact (stableford total, birdies, bogeys, hole-by-hole). Eligibility: not on live-scored rounds (raid notifications would already have fired publicly), not on Double Down rounds (committed risk), not on Champ Day rounds. Decided at submit time only — once submitted you can't change your mind. Per-player pool, not shared with the group.

Finish a round with ZERO wipes (no holes scored at 0 stableford) and earn a tier-scaled bonus: elite (HC ≤5) 5%, low (6–10) 10%, mid (11–18) 18%, high (19+) 30%. The harder it is for your handicap to play a clean card, the more it pays. Round must be 18 holes complete to qualify. Added in v3.1.439 (tightened to strict zero wipes in v3.1.440 with steeper brackets so a high-HC clean card is a genuine windfall).

Play AWAY from your set home course and post 36+ net stableford (a Solid round or better) → +10% of threshold. Travel well, get rewarded. Needs a home course set on your profile — with no home course you're never "away", so it never applies. Fires solo or in a group, and never on a Champ Day (home/away is a season concept).

3+ consecutive gross birdies in a single round triggers a raid on the entire group.

Scoring a gross eagle in any round triggers a raid on the whole group. The hit scales with the raider's handicap tier — a higher-handicapper's eagle is a near-miracle, so it raids much harder. Each eagle is a separate raid event.

3+ consecutive rounds scoring 36+ stableford points triggers a hot run raid.

Hold the top 3 stableford scores of the last 6 rounds played in your group, where at least 2 of those rounds come from at least 2 different other players. Pure dominance — beating real competition, not just being the only one playing.

Score 0 stableford points on a hole (net double or worse), then immediately score 4+ on the very next hole. Going from disaster to brilliance in back-to-back holes.

9+ consecutive holes at net par or better (2+ stableford points each). The stableford system equalises for handicap, so this works for everyone.

Net birdies (3+ stableford) on BOTH nines — a birdie-rich round, two helpings a side. Net birdies come far more easily the higher your handicap, so the per-nine requirement is tiered: HC ≤5 need 2 a nine, 5.1–18 need 3, and 18.1+ need 4. Keeps it a genuine event for everyone.

A net birdie (3+ stableford) on BOTH your first and last hole played — a firm grip at both ends of the round. Starting-nine aware (back start: first played is hole 10, last is hole 9).

Play AWAY from your set home course and out-score (net stableford) a mate who's playing THEIR home course, in your same-day group → you raid that player for 15% of threshold. They didn't defend their turf. Only away-vs-home pairs count: if you're both home, or both away, nothing happens between you. You can raid more than one home player in a round. Season concept — never fires on a Champ Day.

Every time you beat your threshold, you take a Victory Lap — every other player in the group loses money from their balance. UNLIKE other raids the percentage is tiered by each ABSORBER's own handicap, not the beater's: elite cappers (HC ≤5) absorb 22%, low (6–10) 17%, mid (11–18) 12%, high (19+) 9%. This shields high cappers from constant low-HC beats while still preserving the "every beat raids others" feel. Multi-beats (you finished at +2× threshold or more in one round) scale the per-absorber take linearly. Added in v3.1.440 to put low cappers genuinely in the trigger conversation alongside high cappers.

2+ net eagles in a single round — a gross birdie on a stroke hole, or a par on a hole where you get 2 strokes. HC 18.1+ have 2-stroke holes, so they need 3 to fire. Gross eagles don't count toward it — the Eagle Raid already pays those. A plus marker GIVES strokes back rather than receiving them, and a scratch player gets none, so neither can fire this one — it belongs to the field. Replaces the old high-tier Net Eagle Machine (v3.1.443, sim-validated).

4+ gross birdies in a round with at least 2 consecutive. Elite players birdie often — this rewards an exceptional day.

42+ stableford points in a single round. A monster round that makes everyone else nervous.

3+ gross birdies in a single round. At this level you average about 1 birdie per round — 3+ is a big day.

22+ stableford points on the back 9 (holes 10-18). Strong finish, clutch golf.

No double bogey or worse across all 18 holes (a pickup voids it), with at least one gross birdie banked. Nothing ugly on the card, something shiny on it too. Added v3.1.443, sim-validated.

4+ consecutive gross pars in a row. At this level, consecutive pars show real consistency and composure.

2+ gross birdies in a single round. At this level you average about 1 birdie every 2-3 rounds — 2 in one round is noteworthy.

3+ consecutive holes at 3+ stableford points — net birdies on the trot. It's the mid-capper's Birdie Streak: your shots count, so a par on a stroke hole keeps the run alive. Added v3.1.443, sim-validated.

Any gross birdie in a round. At 19+ handicap, a gross birdie happens once every 5-10 rounds — when it drops, the whole group pays.

6 or more wipes (0 stableford points on a hole — net double bogey or worse) in a single round. When you can't stop the bleeding.

One nine at 16+ stableford points, the other at 11 or below. You played great on one half and fell apart on the other.

4 or more consecutive holes scoring 1 stableford point or less. A run of net bogeys and worse — the slow bleed.

9 or fewer stableford points on either the front or back nine. An absolute shocker of a half. If both nines qualify, you get hit twice.

0 stableford points on each of your last 3 holes — you gave up on the walk in. Starting on the front nine that's holes 16, 17, 18. Starting on the back it's holes 7, 8, 9 (the last 3 you actually played). Narrower than Meltdown but it calls out the mental surrender.

3 or more wipes (0 stableford points) back-to-back, anywhere in the round. To avoid double-counting, On Tilt is suppressed only when its qualifying run sits entirely inside The Quitter's last-3-holes window. An earlier 3-wipe streak still fires alongside a Quitter — they're separate streaks.

A cold start: 3 or fewer net stableford points across the first 3 holes you played, with no net birdie in the stretch. Starting-nine aware. Cedes to Bogey Streak (a 4+ net-bogey run from the off) and to On Tilt/Meltdown (three opening wipes), so the same holes never pay twice.

The mirror of Range Was Shut on the way in: 3 or fewer net stableford points across the last 3 holes you played, no net birdie in the stretch — you clocked off and limped to the bar. Cedes an all-wipe finish to The Quitter and a 4+ closing net-bogey run to Bogey Streak.

Flew highest, fell hardest: a net eagle (4+ stableford) immediately followed by a wipe (0) on the very next hole. Keys off a net EAGLE, not just a birdie, so it stays rare and funny. Mutually exclusive with All Show No Go — the same hole never fires both.

All mouth, no follow-through: a net birdie (3+ stableford) immediately followed by two holes that net 1 stableford point or less between them — you banked the highlight then handed it straight back. Skips the net-eagle-then-wipe case (that's Too Close to the Sun).

You should know your home track — so a poor round there stings a little extra. Fires when a round at your SET home course finishes below the "Average" stableford tier (under 30 net for low caps, with the bar shifting down for higher handicaps the same way the Stableford tiers do). Only ever fires at your home course; away rounds and players with no home course set are never touched. Season concept — never fires on a Champ Day.

Every bet slip says what sport it was on. You pick from a pill row — Golf, Racing, NRL, AFL, Soccer, Cricket, Other Sport, Novelty, or Multi — and it is required before you can submit. It is one tap, and the app reads your uploaded slip and pre-selects it, so most of the time you are confirming rather than choosing. Novelty and Other Sport are real answers, not a punishment: never pick a sport you did not bet on just to get past the screen. Pick Multi only when the legs span different sports — a four-leg NRL multi is NRL. What it buys you: the group can see what everyone actually backs and how each sport goes. Category ROI is always shown with the number of settled bets beside it, and any sport under 8 settled punts shows a win–loss record and no percentage at all — an ROI off three bets is the last bet, not a habit.

Two Award Night awards, ten chips each. A bonus bet only exists because a punt lost, so neither can be won without a graveyard behind you — which is why both rank on dollars rather than on a strike rate. 🧟 The Lazarus goes to whoever dragged the most pot money back out of losing punts. 🔥 The Arsonist goes to whoever handed the most free money straight back to the bookmaker — it cost them nothing, which is somehow worse. Ranking on dollars means the unluckiest punter has the best shot at both; the sharp one is already covered by the Punter's Crown and Beat the Book.

Bookmakers often attach a promo to a bet — Sportsbet call it a Bet Return — that hands your stake back as a free bet if the bet loses. When you file your slip you declare whether yours carries one and what it is worth, before anyone knows the result, and it shows on your punt card so the whole group can see it is coming. If the punt loses, the bonus bet is created automatically as a free punt: no stake, its own deadline (bookmakers usually allow 7 days). If the bookie did not actually credit it — promo terms differ, and some only pay when a multi loses by exactly one leg — you say so when you result the loss, and that goes on the feed. The losing punt is still a loss: the cash is gone, the ladder moves, the Punt Points penalty stands. The bonus bet is a second, separate punt that happened to be earned by the first.

Miss the bet window (default 168hrs / 7 days, configurable 24–168 per group) and your trigger defaults. The bet half is forfeit to the pot too — total pot impact = the FULL threshold for that trigger session (multiplied by your multi-trigger count). No separate fixed penalty fee. Persistent defaulters get ejected from the group by the admin.

Beat = +3 pts. Survive (period ends without threshold event) = +1 pt. Trigger = -3 pts. Used for season leaderboard ranking.

Without the Danger Zone, raids could trigger players who aren't even near a golf course — punished with no chance to fight back. The Danger Zone keeps the pressure high (you KNOW you're in trouble) while giving everyone a fair shot. It also means players who can't play as frequently aren't constantly getting triggered by raiders while they're away.

If a mate plays on the same calendar day as you but in a different session — not the same group you tagged together — their raids and effects still land on your balance, but they can't fire a trigger or rob you of a beat that day. Your threshold check only sees your OWN round on top of your start-of-day balance. Their damage waits in your balance until your next round, where the normal escape-or-trigger rule applies. Same-session play (you tagged each other) is NOT exempt — same-day games and raids count normally, because you were there and knew the scores. Rounds played in your group on a different day are also not exempt — you knew you were heading into the Danger Zone. One hard edge: the period close. The shield only lasts until your next round — and if the period ends first, the Period-End Trigger fires on your REAL balance, raid damage included. On the last day of a period there's no tomorrow coming to save you: climb clear before the close or the boundary catches you.

All-vs-all matchup. Every pair plays front 9, back 9, and overall 18. Winner of each block earns a payout. Ties = no payout.

Hole-by-hole stableford battle. Highest points wins the skin. When two or more players tie a hole, a carry pot opens up — OWNED by the tied players (ownership frozen at the first tie). Later ties grow the carry without changing ownership. If an OWNER later wins a hole outright, they claim the base skin plus the whole carry. If a NON-OWNER wins outright, they take only the base skin and the carry is forfeit. The carry resets on any outright win; an unclaimed carry at the end is lost.

Three-putt hot potato. First three-putt picks up the snake. Snake passes — and doubles once — when a NEW player three-putts. Same holder three-putting again just holds it (no double). If multiple players three-putt the SAME hole, they ALL become co-holders. The snake keeps passing all round but stops growing once it reaches 100% of the group threshold — that's the ceiling. PURE PENALTY: only whoever is currently holding when the round ends pays — survivors get $0. Two or more still holding at the end = split evenly.

Par-3 only. On each par-3, NTP-tagged players who land their tee shot on the green record a distance from the pin. Closest distance wins the whole pot; tied distance splits it evenly. If nobody hits the green, the pot doubles and rolls to the next par-3. The pot resets to base after any winning par-3, and a final unwon pot disappears. One-sided positive — nobody pays in, the money is conjured for the winner.

Base contribution per settled bet, by zone × outcome. Asymmetry rewards beating the longshot, punishes chasing the favourite.

Three settled bet wins in a row (across any zones) fires Heater for +2 Punt Points. "In a row" means the order the bets RESULTED, not the order the triggers fired — a run is something you live through. Single-fire on threshold cross. Re-arms after a loss.

Three settled bet losses in a row (across any zones) fires Collapse for -2 Punt Points. Single-fire on threshold cross. Re-arms after a win.

Specifically punishes consecutive Hail Mary losses. Counts only HM losses — non-HM events don't increment the counter. At 3 in a row → extra -3. At 5 in a row → extra -5 AND counter resets to 0. Long HM-loss streaks fire the cycle multiple times. Counter resets on any HM win. Non-HM wins do NOT reset it.

Every period hands out three separate crowns, one for golf and two for money. They can go to three different people, or all to one. When a period closes the group gets a single post and a single email naming all three.

🏆 Period Champion — topped the GC Points ladder for the period. Shared on a tie, and every co-champion gets the trophy. This one pays no Punt Points: it is a golf award, already paid in golf currency and in its Award Night chip stack.

🎰 The Prop Punter — took the most money off the rest of the group on prop bets that settled in the period. Win a prop and you book what the losers put up; lose one and your stake is gone. Add it up: the crown goes to whoever finishes furthest in front. Solo challenges don't count — those are against the pot, not against a person.

🎫 Beat the Book — finished furthest ahead at the bookie: winnings minus stake across every settled punt, including the ones a lost prop forced you to place. This is a judgement of your punting, not money you kept — a won punt sends its full return to the pot, so nobody gets richer. It is a scoreboard, not a payout. A punt counts in the period its result lands, not the period the trigger fired — a period-end trigger's punt belongs to the next period, so a period's pool is complete the moment it closes.

The two money crowns never share a dollar. Props are player-against-player; the bookie pool is what you staked with a sportsbook. They are counted apart on purpose, so one good month can't be paid twice.

Won on money made, not strike rate. A $5 fluke at 4:1 doesn't take the month off someone who ground out a profit over ten bets. ROI is the first tie-break only, and there are never joint winners on the money crowns. If nobody finishes a period in front, nobody wins it — a losing period simply has no money crown.

All Punt Points streaks (Heater, Collapse, HM Loss-Streak) are SEASON-wide. Persist across periods, reset only at season end into finals. Defaulted triggers (no bet slip submitted, or the bet window missed) contribute 0 Punt Points — only WON / LOST bets count. Not betting at all is neutral.

One bet, open to everyone — the creator sets the per-player stake and a join deadline, members opt in until it locks. Two or more in at the deadline → LIVE; fewer → it quietly voids (no quorum, no money). Winner(s) take the glory, every loser pays their stake to the pot. Co-winners allowed — ties at the top each collect the win in full.

Saying no is always free. Knock a bet back and it voids on the spot: no money moves, no points move, no obligation is created — not now, not later. No decline fee, no strike count, no forced counter-offer; knock back a hundred bets and it costs you exactly nothing. The only price is social — a knock-back posts with a 🖕 and sits on your prop-bet record, and the group chat handles the rest. Want different terms instead of a flat no? Knock it back and get them to re-send — haggling happens in the banter.

For long shots the STAKES carry the odds: "my $10 against your $50" reads as 5:1. Each side risks their own stake; the loser pays their own stake to the pot. No payout multiplication, no bookmaker — the app never prices real-world sport. You set the line; your mate accepts, declines, or haggles in the banter. The group cap applies to the larger side, and for the bet to earn Punt Points the smaller side must be at least $5 AND there must be at least $50 total on the table — what separates farming from a real bet is total money at risk, not the symmetry of it.

The creator picks the loser's punishment when creating the bet. The creator sets it on a FIVE-RUNG slider before anyone accepts — 100% pot, 75/25, 50/50, 25/75, or 100% punt. POT money goes straight into the trip pot, guaranteed, the hard way. The PUNT half must be placed as a sportsbook bet for the group — a "prop bet trigger" with the normal 48-hour window (admin-settable 24–168h), slip upload, result phase, and winnings to the pot. A rung that would leave a punt leg under 5% of the group threshold is blocked when the bet is created, never quietly collapsed at settle. Unlike a GC trigger, a prop punt owes ONE half only — no pot fee on top. It counts on their betting record and Punt Points like any real bet.

Challenge a mate over a whole period on a tracked stat: GC Points, Avg Stableford, Birdies (Net or Gross), Eagles, Fewest wipes. (3-putts were retired as a duel metric — they are only recorded on Snake-tracked live rounds, so a duel on them quietly favoured whoever live-scores least.) Player-created duels are strictly binary — a straight same-metric comparison, no lines. The engine settles the duel automatically at period close from the submitted scorecards: no claiming, no confirming, no arguing. A dead heat is a PUSH — the bet voids, nobody pays, no points. Duels can't die of neglect; the period boundary settles them no matter what. The current standings are visible when you're deciding whether to accept.

Settled prop bets feed the TRIGGER POINTS ladder, never GC Points — GC Points decide playoff seeding and stay strictly golf-only. Winner +2, every accepted participant +1, provided the bet clears both floors — the smaller side of the bet is at least $5 AND there is at least $50 total on the table (5% and 50% of the default $100 threshold; a group with a bigger threshold scales with it). The floors gate everything, the winner's +2 included: under the floors a bet is money and banter only. In return there is no cap — punt a lot, risk real money, and every settled bet counts in full. (Points were capped at 8 per period until 12 August 2026; earlier periods keep their capped numbers.) Voided, declined and pushed bets award nothing; co-winners each collect in full. Prop bets have no odds and no bookie stake, so they are no part of the 🎫 Beat the Book pool — but they are the whole of the 🎰 Prop Punter pool.

Won big outside GC? Chuck money in the pot whenever you like from the Pot screen — pick an amount, add a note the whole feed sees, and send it with your personal top-up reference so it auto-matches as a named contribution. Top-ups earn no points and are never an obligation. They count toward The Benefactor at Award Night, and the note field doubles as the group's informal fines channel.

A group challenge is the whole playing side against one combined number — say 13+ birdies across everyone's next 2 rounds. Someone opens it (metric, rounds each, stake, join deadline), mates join the golf side, everyone votes on the quoted line, and the opener locks a leader of the vote — the engine prices the odds off the field's actual form, so the line is never a self-serve. From lock, only each entrant's next N counted rounds feed the number — extra golf is not in the bet. A challenge is not a period bet: it rides until every entrant has played their N rounds, across period boundaries if it takes that long, and it settles the moment the result is known — the line beaten, or the last counted round in. Never finish the rounds and it settles on the golf that happened at season end. Cross the line and every entrant's win lands on their balance at the locked odds; miss and each stake goes where the opener pointed it. Doubters can take the against seat after lock, before any counted golf — their prize is punt points scaled by how many golfers they took on, never balance. How a win pays is the opener's choice at creation, locked like every other term: same for everyone (the standard — every winning entrant collects the same credit), or split by contribution — the combined pool divides by each player's share of the number, counted over everyone's FULL committed rounds. In contribution mode the win locks in the moment the line is crossed (a count only ever rises), but the money waits until the last committed round lands, so nobody's share is decided by who happened to tee off first — and make none of the numbers and you win nothing at all. Contribution mode only exists on over-the-line metrics (birdies, net birdies, eagles): on an under line there is nothing to contribute. Fairness tip: gross birdies favour the low markers, so a mixed group usually wants NET birdies before splitting money by them.

A solo challenge is you against the pot, on your own golf. Declare it BEFORE you tee off and it locks to that day. Pick what you're backing yourself on — your stableford total, or a NUMBER: birdies, net birdies, eagles (make at least), or wipes (keep it to at most). The direction is fixed by the stat, never your choice: over on the good stuff, under on wipes — the pot can't decline a bet, so the side you could tank into is never offered (and stats it can't price fairly for your game just aren't shown). Pick a stake (25% / 50% / 100% of the group threshold, shown in dollars) and an odds rung (Evens / 2:1 / 4:1). The app sets your PERSONAL target for each rung from your own scoring record — a 15-marker's 4:1 target and a single-figure marker's 4:1 target are completely different numbers, priced to be equally hard. The targets sit a touch harder than a fair coin-flip at every rung (about ~10% harder) — the pot is the house, and the house keeps an edge. Your round settles it automatically off the submitted scorecard: no claiming, no confirming. WIN and the payout (odds × stake) lands on your BALANCE as engine money — it counts in the threshold check, so a big solo win can beat you over the line on its own. LOSE and the stake lands where you pointed it at declaration: real cash to the pot (Wise payment reference on the card), or — if you chose the punt — it rides as a real-world punt placed for the group, same as any punted prop loss. Up until you tee off you can re-cut the line, odds, stake and pot↔punt; after that it locks, and a challenge can never be cancelled or deleted once set.

The guard rails: back yourself as many times as you like on one round-day — but the payouts add up, and the total can't pass 4× the threshold. Four bets at 4:1 for a quarter-stake each is fine; a fifth isn't. Only bets still waiting on a card count toward it. (A next-round bet with no date booked is still one at a time — it has no day to pool with.) The menu only unlocks after 5 submitted rounds (your targets are priced off your history — no history, no price). The no-escape rule: a challenge can never be cancelled or deleted once set. Booked round called off, unscheduled or never played? The challenge doesn't die — it ROLLS FORWARD and settles off your next counted round instead, so cancelling a booking is never cancelling the bet. The admin can void a genuine washout (rain, injury), and that's the only way out. No Punt Points — the balance swing IS the reward; one bet never feeds two ladders. Nothing doubles it — Double Down, Double Rounds and Majors never multiply a solo payout. And you can't mulligan a challenge day: you took on a bet, the round counts.

Any member can book a round in advance — course (or TBC), tee time, and who's playing — and it posts to the group. Home shows the next one up with a countdown in season time, who's in, any 🚩 Double Flags waving in the field, and how many bets are riding on it. Only the creator or an admin can edit or cancel a booking — and editing one that already has bets attached is a changed offer: every attached bet resets and everyone must accept the new terms (a changed tee time is changed terms). Cancelling a scheduled round VOIDS every bet attached to it — no round, no bet, nobody pays. The one exception is a Back Yourself solo challenge: that's not a bet between players, it's a commitment, and it ROLLS FORWARD to the player's next counted round instead of dying with the booking.

A scheduled round is a betting surface: from the round card (or mid-round from live scoring) anyone can attach a prop bet to it — stat bets like highest stableford in the round, lowest gross, most net birdies or fewest wipes, plus ordinary described bets. Normal prop-bet rules apply (acceptance mandatory, stakes capped, loser pays the pot). The difference is the settling: when the field's scorecards come in, the engine resolves attached stat bets automatically off the cards — no claiming, no confirming, and a tie is a PUSH (void, nobody pays). A booked player who never submits by the day after? The booking lapses and every attached engine-settled bet involving them VOIDS as a push — silence never creates a money obligation; a no-show is a dead bet, not a lost one. Free-text attached bets still settle the normal way. And once your bets are riding on a round, you can't mulligan it — a mulligan is never a free exit from a bet.

When a mate joins a group that's already been running, the pot is part-built from everyone else's period buy-ins and trigger money. A late-joiner buy-in is a fair share of that pot — the current pot split across the existing members — so the newcomer doesn't get a free ride on money other people put in. The admin picks who owes one (the app never guesses from join dates — mates accepting the invite a few days apart at the start of a season is normal, not a late join) and can discount it as far as they like, but can never charge above the fair share. The buy-in is owed into the Wise pot with the member's normal GC-{SURNAME}-PERIOD reference and reconciles like any other payment. This is what makes late joining FAIR: the newcomer tops the pot back up to where it should be, so nobody who's been in since day one loses a cent — and the group can keep growing all season.

The app pulls Wise transactions daily. Any incoming CREDIT whose reference note matches a player's GC-{SURNAME}-PERIOD or GC-{SURNAME}-TRIG-YYYYMMDD code auto-matches against the player's outstanding obligations (period buy-ins and triggers respectively). Period buy-ins reconcile FIFO oldest-period-first and are amount-aware — surplus rolls forward as "credit ahead" toward the next period. Reference must match exactly (case-insensitive). Typo or wrong reference → manual reconciliation by admin (see below).

Real-world payments don't always match cleanly: a player typos the reference, the spouse rewrote the memo from a joint account, the bank truncated, or someone paid in cash / Beem'd you. Admins have a "Mark Paid" override on PotScreen's Reconciliation Gap tile — paste the original reference, the amount, an optional reason ("paid by direct deposit", "cash on the day"), and the row flips PAID with full audit-log attribution. Append-only — never DELETEd, only compensated.

Admins can waive a PENDING period fee — used for hardship, members who left mid-season, or any legitimate cause to forgive the obligation without money changing hands. Requires a reason (audit-logged). Row flips to WAIVED status, banner disappears, but the row stays on file forever as a record. Distinct from "Mark Paid" because no money actually came in.

When you trigger, half the threshold ($50 at a $100 threshold) goes straight to the pot. This is the "fee half" — separate from the period buy-in, separate from the bet half. Owed the moment the trigger fires. Reconciled the same way as period buy-ins: Wise CREDIT with reference GC-{SURNAME}-TRIG-YYYYMMDD, or admin manual mark-paid. Multi-trigger sessions scale linearly: 2× trigger = $100 fee, 3× = $150.

Miss the bet window on a trigger and the bet half is forfeit to the pot too. Pot impact = FULL threshold for that trigger session (× the multi-trigger count). No separate fixed penalty fee — the forfeited bet half IS the consequence. Persistent defaulters get ejected by admin.

If your mandatory trigger bet WINS, the winnings return to the pot — not to your pocket. You bet $50 on Inter Miami at +200 odds, they win, you collect $150 from the sportsbook → all $150 lands in the trip pot. This is intentional: the bet half is a discipline mechanic ("you have to risk something"), not a way to extract money from the pot. The upside still goes to the trip. Bet winnings are tracked PER PLAYER on the "Paid Into Pot" tile (PotScreen → Balances tab) as a separate column from Contributions, because they're a different source even though they all flow into the same pot.

Bookmakers let you settle a bet early for whatever they're offering at the time — they call it cashing out. We call it bailing. Tap Bail when you result a placed punt, upload the slip, and tell us what they paid you. Whatever the bookie hands back goes to the pot, exactly like a winning punt — and that holds even when the number is less than your stake. Bail above your stake and it counts as a win; below your stake and it counts as a loss. Either way you are out the threshold, no more and no less, which is the same as every other way a trigger can end. You are scored on the price you actually got, not the price you took: bail out of a long shot for a couple of dollars and you're marked as the short-priced punt it turned into, not as a Hail Mary that landed. A losing bail keeps the zone you originally bet into — you took that risk, you just cut it short. Get out level and it's a scratch: it counts as a bet and scores nothing. Bail the whole thing or don't bail — taking part of your money early isn't a bail; the punt is still live and you report the total the bookie handed back once it's all done.

PotScreen → Balances tab shows two distinct columns per player: Contributions (period buy-ins paid + reconciled trigger fees + DEFAULTED forfeits — obligations the player owed and paid) and Trigger winnings (won-bet returns the player generated for the pot). Right side shows the total "paid into pot" — Contributions + Trigger winnings. Single non-negative number; there's no "net balance" because no money flows OUT to players mid-season. The pot accumulates all season until end-of-season disbursement.

Every active member can see who owes what. Unpaid period buy-ins surface as: (a) a sticky orange banner on your own HomeScreen when YOU owe, (b) an orange "💸 Owes $X" badge next to other players' rows on the Leaderboard, (c) a "Period buy-ins outstanding" section on PotScreen's Reconciliation Gap tile listing every PENDING row group-wide with age in days. There's no DM nag system — the public visibility is the enforcement lever. Persistent non-payers get ejected by admin via the existing member-removal flow.

The accumulated pot is disbursed at season end to the season winner(s) per the Period / Season Awards mechanic. The exact distribution model — top 3 split, winner-takes-all, or a custom group config — is admin-configurable but the in-app tracked-transaction flow for the actual payout to player accounts hasn't been built yet (planned for a later deploy). For now, the pot accumulates; admin manages payout off-platform at season end.

100% player money. Grows from five sources: recurring period buy-ins (paid by every member each period), trigger contribution halves, DEFAULTED trigger forfeits, won-bet returns, and bailed-bet proceeds. Zero app cut. Funds your group's golf trip at season end. See Pot Funding for the complete breakdown of each inflow source, reconciliation flow, and per-player accounting.

The ladder pays as your card fills — and stings as it rots. Milestones are high-water marks: each one fires once per card, so dropping from 12 conquered back to 10 and re-climbing to 12 doesn't pay twice. Counts are simultaneous — "16 conquered" means 16 holes green at the same time. Values are a percentage of your group's threshold and are tiered by handicap (same tiers as raids), because the all-net battle isn't naturally even: a stroke on every hole means a high-marker conquers with a gross par, while a low-marker needs gross birdies on their no-stroke holes — and loses them to gross doubles. The tiers keep the chase worth chasing for everyone.

Dollar figures shown at a $100 threshold. Fill all 18 either way — green or red — and the card resets to blank with a prestige marker ("Conquest ×2"), and the whole ladder goes live again.

The money ladder quietly favours higher handicaps — strokes on every hole make net birdies easier to come by. The Golden Card is its mirror image, and it pays nothing but glory. Bank a gross birdie or better on all 18 holes at your home course across the season and you earn the 🏅 Golden Card — a badge of honour only a scratch or low-single-figure player will ever realistically achieve. Gross-eagle every par 5 at your home course on top of it and the 🏅👑 Golden Crown sits above even that. Season-long, never resets with the card cycle, no dollars attached — purely a name in lights. The moment either lands, the group hears about it: a feed post, an email, and a permanent 🏅 beside your name on the season ladder. At Award Night the Card is worth +15 chips and the Crown stacks +25 more. The high markers chase the cash; the sticks chase the Golden Card.

Card money lands in the session total of the round that fired it — the same rule as Same-Day Games. That means a card bonus can push you over the threshold for a beat, and a Card Crisis can tip you into a trigger. It's real money in the real round, not a side ledger.

The group admin starts a Champ Day — picks a course, sets the day's threshold and (optionally) a buy-in — and everyone plays. When the round's done the admin closes the day: the app shows the final standings (ranked by who's up the most), who beat and who triggered, the side-game results and the buy-in payout. Closing archives the day; the next one starts fresh from zero.

A Champ Day has no trip pot. If there's a buy-in, it's cash agreed and settled between the players themselves — the app never holds money. It just shows the closing settlement: the pool, and who collects what. A day can also be run social — pure leaderboard, no money at all.

A Champ Season is the long game — a running leaderboard, periods, the trip pot, a championship over months. A Champ Day is the one-off — same scoring engine, same drama, but it begins and ends in a day. You pick which way a group plays when you create it. A Champ Day group can later be turned into a Champ Season, carrying its history across.

A foursome is the group you played with — the four-ball you walked the course with. On a Champ Day your raids stay inside your foursome (you raid the mates you played with, not strangers across the field), and the foursome competes as a team for Foursome of the Day and the category awards.

A foursome's headline score = average stableford, plus birdies and eagles per player, less blunders per player. Good play counts, blunders cost. Every term is a per-player rate, so a foursome of three competes fairly against a foursome of four. The highest score wins Foursome of the Day.

The foursome with the highest average stableford across its players. Pure scoring — which four-ball shot the best golf as a group.

The foursome that made the most birdies and eagles per player. Both count, divided by how many played — so a three-ball is judged fairly against a four-ball.

The foursome with the most drama per player — raids landed plus blunders dropped, added up and divided by player count. The wildest ride of the day, good and bad.

The foursome with the fewest blunders per player. Tidy golf — no meltdowns, no collapses, no bogey streaks.

The foursome that won the most side-game money per player — head-to-head, skins, snake and nearest-the-pin combined.

An option the admin switches on for the day — plenty of days won't want it and won't see it at all. When it's on, anyone can throw down a bet at anyone else in the group: describe it, name your opponent, and you both set what you're putting up. Nothing is live until the other side accepts. This is NOT the season prop-bet game: there is no trip pot to pay into, no Punt Points, and no confirm window. The money is between the two of you and settles in cash, exactly like the buy-in — the app keeps score of it and never holds a cent.

Every champ-day bet has to be settled by the scorecard, so you can only bet on things the card already knows. On an individual: Most stableford points, Lowest gross, Most net birdies, or Fewest wipes. On a team, when the day runs a team format: Most points on the day. On a foursome: Best Foursome Score, or Highest average stableford. That constraint is the point — nobody is judging anything, so there is nothing to argue about afterwards.

There is no season history on a one-day event, so the app never prices a champ-day bet — you do. Each side names a number, and if the numbers differ that IS the odds: $50 against a mate's $10 is you laying 5 to 1. A bet on a team or a foursome is a whole-side bet and the stake splits equally across that side, so a $40 team stake is $10 each in a four. One nominated player on the other side accepts, and that strikes the bet for everyone on both sides.

A season prop bet is a claim someone makes and the other side confirms, which is why it has a confirm window. A champ-day bet isn't a claim — it's a fact the round produces. As the cards land the app resolves every bet against them automatically, using exactly the same numbers the leaderboard, the team board and the Foursomes screen are showing. Nothing to call, nothing to confirm, nothing to dispute. A tie on the chosen number is a push and nobody owes anything.

Settle Up turns the day's bets into the shortest possible list of payments. If you owe someone and they owe you, the two net off and only the difference shows. When cash changes hands either of you ticks it and the app records that it's been paid — that tick is a note about the payment, not the result, and it can't change who won. Closing the day with bets still unresolved shows the admin a warning listing them, but the close goes ahead: a group in the car park should never be locked out of finishing their day by a bet somebody forgot.

The single dollar amount your whole game is calibrated to. Every scoring module, raid, blunder, and side game is expressed as a percentage of this. Pick something the most cash-strapped player could afford to lose two of in a bad month — that's the realistic max trigger exposure if someone double-triggers a period. Changing mid-period is rude: it retroactively changes the dollar value of every event already booked into the ledger. Wait until period rollover, or better, set it at season start and live with it.

Choose monthly (default), fortnightly, or weekly. Monthly matches Wise pay cycles. Fortnightly suits high-volume groups. Weekly is brutal but workable. Admin also renames the season, edits the end date, runs End Season to close out, and Start New Season for the next one. Don't end a season mid-period or you'll orphan in-flight triggers and bets.

Default 50% to pot / 50% mandatory bet, 168hr (7 day) bet window. Both configurable — split anywhere 0–100%, window anywhere 24–168hr. 100% pot / 0% bet removes the betting layer entirely (simpler if your group isn't into punting). 24hr window punishes procrastinators harder — miss it and the bet half ALSO forfeits to pot.

Stableford is non-negotiable. Optional layers — Round Streaks, Birdies (Gross), Eagles, Chip-In, Challenge Hole, Steady Play, Birdies (Net), No-Wipes Round Bonus — toggle per group. Don't toggle mid-period: players who earned bonuses from a now-disabled module won't have them stripped, but new rounds won't earn them — creating two ledger regimes in the same period. Switch at period rollover.

Four optional games: H2H, Skins, Snake, NTP. Admin sets the menu; players opt into each game per round. Same-day results count for the threshold check (v3.1.186+) — a $40 H2H loss can push you into a trigger. Players need to know what's enabled before they tee off.

Name the destination, set a goal amount (for visuals — pot doesn't cap), and a monthly fee every member owes day 1 of each period. Monthly fee is the recurring funding floor — pot grows even in months where nobody triggers. Set to $0 if you're trigger-only.

Account name, PayID (email or phone), BSB + account number — whatever your bank uses. Surfaces on every Payments Due card, the Pot screen, and every trigger settlement. Without these set, members have nowhere to send money — set them day 1 or the whole money flow stalls. Wise recommended (low fees, fast international, multi-currency for overseas trips); any bank account works.

Pause = balance frozen, no rounds, no raid damage. Admin pauses directly OR approves player-requested pauses (request lands in your Group Settings inbox). For holidays, injuries, work travel, family stuff. Don't approve a pause from a player who's about to trigger and is trying to dodge it — that's exactly the case the pause was NOT designed for.

Remove ≠ delete. Their historical rounds, triggers, raids, balance all stay on the books. They simply can't submit new rounds, don't count as raid recipients, and disappear from the active leaderboard. Re-add later via Group Settings > Removed Members > Restore — old data is still there waiting. Use for members who've left permanently or persistent defaulters who won't pay up.

RLS-enforced admin-only power. Edit hole scores, delete a round entirely, recalculate. Engine re-runs and ledger recomputes from that round forward. Every edit captured in the audit log with admin id, timestamp, and what changed. Use for genuine fixes only — editing to favour or punish destroys trust faster than anything else in the app. When in doubt, get the player to confirm the fix in Slack first and screenshot it.

Triggers Screen → tap a pending trigger → Waive Bet. Sets status to BET_WAIVED — no bet required, no default, no forfeit for the bet half. Pot half is independent (waive separately if you also want to refund). Use for: rule changes that retroactively created an unfair trigger (e.g., v3.1.323), or genuine extenuating circumstances. Document the reason — surfaces on the trigger card and in the audit log. Don't waive because someone whinged in chat.

Monthly buy-ins don't auto-confirm — Wise happens outside the app. Admin reviews the Payments Due banner, matches incoming Wise transfers, marks each payment received. Reconciliation is FIFO and amount-aware: $40 April + $40 May owed, member sends $50 → April cleared, $10 applied to May, $30 still owing. Every payment card shows a unique Wise reference for matching.

Group Settings → Late-Joiner Buy-Ins. When a mate joins a season that's already running, charge them a fair share of the pot the group has built so far. You pick the member from the list — the app makes no date-based guess (a few days between mates accepting the invite at season start is normal, not a late join). The app proposes the fair buy-in: the current pot ÷ the other members. You can discount it for a mate, right down to a full waiver, but you can never charge above the fair share. Every discount shows the per-member dilution it costs ("a $100 discount dilutes each of the 6 of you by $16.67") so the call is made with eyes open. The buy-in reconciles into the Wise pot like any other payment. Use it to keep the group growing mid-season without short-changing the members who've been in since day one.

Two powers: (1) Add a new course to the global catalogue — name, club, state, tees, par + SI per hole. Becomes selectable for every group going forward. (2) Override an existing course's scorecard for YOUR group only — fixes wrong SI or out-of-date holes without affecting other groups. Overrides apply retroactively (can shift handicap allocation and balances) — prefer fixing the global course unless it's genuinely group-specific.

Re-derives every round_result and ledger entry in the active season from the current engine. Use ONLY after a rule change explicitly says "backfill required" in the CHANGELOG. Destructive by design — wipes round_results + ledger_entries for the season and replays from scratch. Don't run casually; depends on the engine producing the same outputs you want now as before the rule change.

On the morning, before the first group tees off, the admin confirms who's actually there (pre-filled from opt-ins). The app checks the 60% floor and from that moment the major is locked in — final, no backing out. Every confirmed player's round that day scores double from the second it's submitted, so groups teeing off one after another all play at full major stakes. Late arrival? The admin can add them to the field until the major closes. A confirmed player who pikes mid-round doesn't un-major the day.

Doubles for every confirmed player: scoring modules (the good and the bad), blunders, Home Turf, GC points (beat +6 per crossing, survive +2, trigger −6 per crossing), and side games (H2H, Skins, Snake, NTP) when the whole playing group is in the field. The threshold check runs on the doubled money — a major can double-beat you into glory or double-trigger you into the pot. Stays single: raids. Blocked: Double Down can't stack on a major (a waved flag waits for your next normal round) and major rounds can't be mulligan'd.

Group Settings → Majors. Schedule a major with a name (type your own, or tap Suggest for the app's ideas), an emoji, a date and a course. Any future date works — majors are usually set weeks out so people can plan, but if the whole group is suddenly free tomorrow, nothing stops a quick one.

Until the match-day confirmation the admin can reschedule (rained off, half the group at a wedding) or cancel outright. After confirmation it's committed.

Highest total stableford in the field wins the major — the title and the emoji go into the group's honour roll permanently. Ties settle by proper club countback, in order: best back-nine stableford (holes 10–18 on the card) → the 18th hole net score, lower wins → most net birdies → fewest net bogeys-or-worse. Still level after all four? Co-champions — both names go up.

For big fields the admin can run a random draw into playing groups of 3–4 (a 5-man field goes 3+2), published to the feed before the day. Scheduling lives in Group Settings → Majors: name it yourself or tap Suggest, pick an emoji, a date and a course. Reschedule or cancel freely up until the match-day confirmation (rained off? bump it a fortnight — opt-ins carry over). After confirmation it's committed. The app's season modelling says 2–4 majors is the sweet spot — at 5+ the majors start deciding the whole season race.

The night runs worst-to-best. Act 1 — The Roll of Shame: the red chips come out first — Glass Jaw, Tilt Merchant, Snake Magnet, The Mug, The Rollercoaster (−$5 each), Raid Magnet and The Donor (−$10), the Blunder Podium (−$20 / −$10 / −$5 in reverse, like a real podium), and closing with 🥄 The Wooden Spoon (−$15) for the worst total season balance in the group.

Act 2 — The Grind: the long tail of green where nearly everyone collects — Iron Man, Chip-In King, Survivor, Heater, Comeback, Dart Thrower, Big Dog ($5), Beat Machine, Round of the Year, Purple Patch, Metronome, Houdini, Birdie Machine, Challenge Champ, Skins Shark ($10), Eagle Eye, Side Game King ($15), The Ace ($25, if anyone holed one), and closing with the three period crowns — 🏵️ The Period Champion ($10 per period won on the GC Points ladder, shared periods paying in full), 🎰 The Prop Punter and 🎫 Beat the Book, each worth the same stack per period won. Three crowns a period, awarded on three different things: the golf, the money you took off each other, and the money you made at the bookie.

Act 3 — The Big Chips: 🥇 The Major Champion ($25 per title), 🏦 The Banker ($20, best total season balance), 💰 The Benefactor ($25 — paid the most into the trip pot; the golf may have been rough, but the trip says thank you), 💥 The Enforcer ($25), 🎰 The Bookie's Nightmare ($15), then the headliners — 👑 The Punter's Crown ($75) and finally 🏆 The Season Champion ($100 / $40 / $20 podium), always the last card of the night.

Awards nobody earned are skipped silently. All values are defaults — the admin can tune or skip any award before the night.

Chips don't split. Players tied on an award each collect the full value — red included (tie for most blunders and you both take the full hit). Podium awards use competition ranking: two tied at 1st both take 1st-place chips and the next player is 3rd. If the whole group is level on a stat, that award doesn't fire.

During the season a major win earns the named title, the emoji and the permanent Awards entry — deliberately no money. Award Night is where titles get their weight: $25 in green chips per major title won, each title honoured by name as the card is read. Win two majors, collect twice. Countback co-champions both collect in full. Sweep a four-major season and your titles alone match the Season Champion award.

The Final Count ranks everyone by chip total — that ranking is the playoff seeding, mapped through the Cup's head-start curve (see the Playoffs section below). Tied chip totals break on season GC points, then average stableford. Because chips flow from the whole season — every leaderboard, pattern, side game, blunder and major title — the seeding reflects everything that happened, not just the GC ladder. The season champ usually still seeds top-two, but a big awards haul can ambush them. That's the point.

Group Settings → Award Night. The toggle switches the whole feature on for the season (off = invisible to everyone, members never see a trace). Every award's chip value is editable, podiums get a value per place, and any award can be skipped. A live pool readout shows total green, total red, and the Big Chips share of the pool — aim for roughly half so the finale matters without making the rest decorative. "Start the night" is the MC ceremony and is read-only: the admin can dry-run it against the live season as often as they like before the real night.

Admin picks one of five curves at playoff setup. Standard is the recommended default — sim-validated to give the top seed roughly a 30% chance of winning, the last seed roughly 7%, with no seed locked out.

Admin picks one funding source at setup — either the season's accumulated trip pot rolls into the Cup prize pool, or every attendee chips in a buy-in (default = group threshold). Top 3 split the pot using a preset (60/30/10 default, 70/20/10 alt, or winner-takes-all).

Handicap freeze (default on) — HC locks at season end so nobody can sandbag during the trip.

Mid-trip drop-out — Missed rounds score 0 stableford. Drop-worst absorbs one missed round; missing two effectively eliminates from Cup. Player remains in side games.

Tiebreakers — Highest single-round in the trip → lower frozen HC → admin coin flip.

Raids during playoff — Raid feed stays visible for personality. Raid dollars do not affect Cup standings.

Reigning Champion — Winner gets a "Reigning Champion" badge on Group Home until next playoff resolves. Older champions archived under Past Seasons.